South Florida Bulls

0–0 · 0–0 AMERICAN ATHLETIC

Way too early

WEEK 12 · 2026

62%

American title game

41%

Win the American

24%

Make the playoff

First-round bye

avg seed 11.6

Way-too-early read: ratings carry last season forward — the portal will have opinions. The week-12 job: beat Florida Atlantic.

Playoff odds by week

1 2 3 4 5 6 7 8 9 10 11 12

If South Florida wins out: 69% to win the American, 56% to make the playoff.

The Saturday rundown

ranked by what moves South Florida's path

Your game

TBD

SAT NOV 21

South Florida at Florida Atlantic

Your game. Beat Florida Atlantic and your playoff odds are 25%; lose and they drop to 9%.

South Florida 93%

Worth a glancesmaller, but real

TBD

SAT NOV 21

Virginia Tech at Miami

Virginia Tech winning thins out the at-large competition for your playoff spot.

Miami 96%

TBD

SAT NOV 21

North Texas at Tulane

American Athletic race: North Texas losing helps your spot in the standings; Tulane visits your schedule in week 13 — keep them ranked.

North Texas 50%

TBD

SAT NOV 21

Oklahoma State at Arizona State

Oklahoma State winning thins out the at-large competition for your playoff spot.

Arizona State 93%

TBD

SAT NOV 21

Texas Tech at Baylor

Baylor winning thins out the at-large competition for your playoff spot.

Texas Tech 91%

TBD

SAT NOV 21

Rutgers at Penn State

Rutgers winning thins out the at-large competition for your playoff spot.

Penn State 93%

TBD

SAT NOV 21

UTSA at UAB

American Athletic race: UTSA losing helps your spot in the standings.

UTSA 80%

TBD

SAT NOV 21

East Carolina at Army

American Athletic race: East Carolina losing helps your spot in the standings.

Army 52%

…

SMU at Notre Dame

Notre Dame winning thins out the at-large competition for your playoff spot.

Notre Dame 90%

TBD

SAT NOV 21

Utah at TCU

TCU winning thins out the at-large competition for your playoff spot.

Utah 73%

TBD

SAT NOV 21

NC State at Florida State

NC State winning thins out the at-large competition for your playoff spot.

Florida State 62%

54 more games that don't move your needle

Ball State at Ohio

Eastern Michigan at Western Michigan

Miami (OH) at Kent State

Akron at Massachusetts

Bowling Green at Toledo

Central Michigan at Buffalo

Rice at Temple

Arkansas State at Louisiana Tech

Clemson at Duke

Oregon at Michigan State

Vanderbilt at Florida

Kentucky at Missouri

Texas A&M at Oklahoma

Georgia at South Carolina

LSU at Tennessee

Arkansas at Texas

Arizona at Kansas State

BYU at Kansas

Colorado at Cincinnati

Houston at West Virginia

Iowa State at UCF

North Carolina at Virginia

Pittsburgh at Louisville

Stanford at California

Syracuse at Boston College

Wake Forest at Georgia Tech

Iowa at Illinois

UCLA at Michigan

Northwestern at Minnesota

Ohio State at Nebraska

Wisconsin at Purdue

Maryland at USC

Indiana at Washington

Colorado State at Fresno State

Utah State at Oregon State

Washington State at Texas State

San Diego State at Boise State

Old Dominion at UConn

Charlotte at Tulsa

Memphis at Navy

Hawai'i at Nevada

New Mexico at Wyoming

UNLV at San José State

UTEP at Air Force

UL Monroe at App State

Coastal Carolina at Louisiana

Georgia Southern at Troy

Georgia State at Marshall

Delaware at New Mexico State

Florida International at Kennesaw State

Missouri State at Jacksonville State

Western Kentucky at Liberty

Middle Tennessee at Sam Houston

South Alabama at Southern Miss

Based on 50,000 season simulations entering week 12, with last season's ratings carried forward — way too early, enjoy responsibly.